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The importance of a will
As we know as unpleasant as it is that one day we are not going to be around forever, but what we leave behind to our loved ones is something that not only gives you a peace of mind but also give you the opportunity to establish a foundation for the future. As you also came to realize us as a resource for you to prepare yourself your family and generations to come.
Just think wouldn't things be different for our people if each one of us was able to leave behind something that would have helped us be better prepared financially for the challenges ahead? well this is what a will is for.
As Black people we need to not be afraid to get our house in order, as many of our people fear the hereafter and forget about the now. The Now is many times scarier then the hereafter. It is time to be realistic.
It is already difficult when you lose a loved one but it is extremely difficult when a persons affairs are not in order. Start preparing yourself and protect yourself and loved ones by establishing a will, this will give you a peace of mind and your loved ones will be grateful and appreciative for your foresight.
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PRE-PAID LEGAL SERVICES® is designed to provide professional legal services for you, your family and your business. It will cover almost anything that you can imagine, from simple traffic violation through vehicular homicide. We are focusing our efforts with this opportunity on getting all of our friends, supporters and clients completed or updated "Wills" and to also ensure them and their children have access to the same quality legal representation (not a over-worked & under-paid public defender) as other kids from wealthier communities.
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At BlackBusinessSpace you can connect with your friends and associates, invite them, post listings, and join groups. It's very different, it's easy, and it's viral -- Its FREE to join. Plus you can upgrade at any time.
Its like a "MySpace" for Black business owners, entrepreneurs and professionals.
To check it out, click the Web link below.
(If this link doesn't work, copy it into your browser.)
http://www.blackbusinessspace.com/friends/?lazone
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Are You Making These E-Commerce Excuses? (part 1)
By Jamila White, The E-Commerce Diva
A year ago, I had big plans to re-vamp my web site. I was going to publish my e-newsletter twice a month every month, and I was going to upgrade my own e-commerce capabilities. Those were my Internet marketingresolutions for 2005. And I broke them all. Every single one. (One of them I broke even before the month of January was over!) For every goal, I had an excuse. And the excuses won. But this year is different. It's 2006 time to get live!
http://www.izania.com/forums/articles.php?action=viewarticle&artid=149
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I recently acquired a leads lists and was shocked to see the names people use for email. Now, don't get me wrong, I know your choice of address is your call, but if you want to be taken seriously -- that is you want potential customers, clients, employers to contact you for whatever product or service you're offering or job you are seeking you should seriously consider getting an email address that represents you as a professional. The reason why I acquired the list was I am looking for people who are seriously interested in working for themselves (full time or part time) and some of the names on the list I immediately didn't even bother to contact: licktheback@ txgirl12002@ bigchops555@ scbeautyqueen2000@ redthang34@ nomnkyhr@ bombdiggity916@ booboolicious23 boodaphatdady@ The above addresses I omitted the domain -- the point is how serious are these individuals who apparently completed an online survey regarding their interest in seeking a business opportunity. I personally believe having a vanity email address is the way to go. Use your name -- and it is really easy at GDI to do that using the .ws domain. For only $10 a month you can get a website, up to 10 email addresses -- one of which you can use when you want people to take you seriously -- so that leaves you 9 to get crazy and have fun with and the GDI business opportunity which includes a BackOffice website and personalized capture pages.
So, if you need a credible email address, if you need a website for
personal or business use, if you want to generate income then check
out the Global Domains Opportunity.
Just visit http://Website. | |||
Entrepreneurship Classroom ActivitiesThere are a great variety of ways to make entrepreneurship programs interesting and memorable through active participation in the learning process. We have provided some of these for teachers to use and adapt to their classroom needs.
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Provides some decent researched materialThe Consortium for Entrepreneurship EducationThe members of the Entrepreneurship Consortium are champions for ENTREPRENEURSHIP EDUCATION at all levels of education and across all disciplines in America and the world. The Consortium was created by the International Enterprise Academy at the Ohio State University in 1982 and has become a private, non-profit corporation since 1998. Annual membership is offered to state departments of education in the United States or nations outside the United States as the primary membership group and governing body of the organization. Other organizations may choose to become a corporate member as well. This corporate membership varies by year based on consortium priorities and educational budget constraints. The work of the Consortium saves members duplication of effort and provides resources for teachers in their states. | |||
"We are implementing a major strategic initiative aimed at regenerating America's inner cities, areas devastated by Hurricanes Katrina and Rita and attracting positive investment. INTRODUCTION A successful comprehensive strategy for reconstruction after a major disaster must have as its catalyst an organized private sector initiative composed of local residents and the communities leaders, Small and Medium-sized Business Enterprises (SMBE's. They must be empowered so they can participate in government and privately funded construction contracts and programs. OBJECTIVE To create synergistic relationships and empower Community Development Corporations, Community Grassroots Organizations, Minority Business Enterprises (MBEs), Small and Medium-sized Business Enterprises (SMBE's), construction, architectural and engineering firms and companies that come on board and joint venture with us to be able to procure and participate in the government and private sector funded Gulf Coast reconstruction contracts and inner-city community development programs. GENERAL OVERVIEW Immediate focus is on residential and related commercial construction not only in the Gulf Coast region but in inner-cities around the country. These efforts are spearheaded by our PeaceZone.net Community member company, www.AmoroCorp.com Amoro Corporation is an African American owned company, whose founder and CEO Ephren W. Taylor II is considered a high-performance visionary with the ability to make things happen, when nobody else can. Amoro Corporation is a publicly-held investment development group dedicated to Empowering Communities with Socially Conscious Development. Amoro Corp has extensive expertise and focuses on creating affordable housing, especially in urban environments. PeaceZone.net's technology provides the added ability to integrate information and computer technology platforms into development projects and create wired communities. The AmoroCorp team assembled by its CEO include, IBSA, ENUF, and the www.PeaceZone.net Biz Zone and its information communication technology (ICT) base represent over 275 years of expertise in construction project marketing, management & development, accounting, legal & business consulting, information technology, software development, and other key areas in training and certification. Amoro brings to the table a proven track record of having worked closely with Economic Development Groups and Community Development Corporations across America creating successful commercial and residential development and redevelopment programs that have fulfilled client communities needs and objectives. Amoro Corp is capable, under the right circumstances, to lend a publicly traded instrument to a proposed joint venture allowing an easier raise of capital and the securing of a project's bonding requirements. We present an African American group with the master plan for a private sector initiated reconstruction effort based on grassroots contacts and our unique understanding of the internal social and economic dynamics of the inner-cities of America and the Gulf Coast cities devastated by hurricanes Katrina and Rita. Our group's resources and local market business intelligence can be leveraged for the benefit of contract procurement, implementation, and operations and management. We eliminate the guesswork and can source real-time strategic data on which to base responses to RFPs, RFAs. Teaming and empowered with qualified national or international joint venture partners we can procure and undertake major US government funded (IDIQ) Indefinite Deliver and Indefinite Quantity Contracts related to Katrina disaster reconstruction projects. Foreign or local companies interested in partnering with our group on contracts already signed and to know about opportunities we have in the pipeline contact: Dr. F. A. Young, Esq., Special Advisor to the Chairman of Amoro Corp & Executive Director, PeaceZone.net & Biz Zone Email: drfayesq@peacezone.net =========================================== Any initiative to rebuild the infrastructure of the US Gulf Coast cities hit by Katrina and revive the private business sectors must include the empowerment of the communities residents so they can participate in the rebuilding of their homes and their businesses with dignity. Dr. F. A. Young, Esq., Perspectives from the PeaceZone.N | |||
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Business Plans, Budgeting and Business Plan ConsultingFast4Cast offers a free business plan application, budgeting software and provides consulting. The business plan application provides an online word processor for the text of your business plan and web forms for completing the financial portion of your business plan. The application generates integrated pro-forma financial statements with supporting schedules, graphs and charts. Upon request, consulting is provided at reasonable rates. With Fast4Cast you can easily build a complete, well formatted business plan without installing any software. Since there is nothing to install, you can start immediately and our cost is much lower (so low we can offer the service for free!). You write the text portion of your business plan using our online word processor which includes sample business plans and business plan outlines (an outline with detailed instructions). At any time you can save your business plan as a word document. You even can cut and paste text from/to your word document to/from the online text editor. A complete business plan requires integrated forecasted financial statements along with supporting charts, graphs and tables. This is done using the online budgeting program which is also free and completely integrated with the business plan program. For more information see the budgeting section. BudgetingWe supply the templates and provide tools to help you forecast. You just enter the numbers. You can start forecasting by editing one of the sample budgets or you can start from scratch with a blank budget template. The budgeting program generates several reports including: Proforma Income Statements, Balance Sheets, Statement of Cash Flows and schedules (sales, payroll, depreciation, loan amortization, etc). To see a sample of these reports go the sample budget reports page. The budgeting program has charting and graphing capabilities built in. To see samples, please go to the sample graphs and sample charts pages. Business Plan ConsultingIf you need help, we will proofread or finish uncompleted business plans (and budgets) at reasonable rates. Please contact us for a quote. Free RegistrationBefore building your business plan or budget you must register. Registration is free. Your data will stay online for 6 months. When you register you will be asked for a username and password, this will insure that only you or people you authorize can view your data. The Fast4Cast program contains no advertising or hidden charges. None of the data that you enter into the application will be disclosed to the public, used by Fast4cast, Inc. or sold to third parties without your express written consent. You can copy your tables, graphs and documents to your PC and/or keep them online for free for 1 to 6 months. Your data will be deleted after 1 month of inactivity (no one logs on to view or modify your business plan or budget) or after 6 months from the day you register. To register and use the application for free, please go to the registration page.
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| Few know about this opportunity for Kansas small businesses! Please help us get the word out to better inform small businesses.
Thanks in advance. -Lazone Grays
Funding for Kansas businesses under the StartUp Kansas Initiative.
www.NetworkKansas.com
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Teen Filmmaker's Updated Doll Test Reaps Same Sad Results Decades LaterIt started out as a school project for black girls to see the world through our eyes, said Kiri Davis, who produced A Girl Like Me, a seven-minute documentary that has won acclaim at New York's Tribeca Film Festival, the Silverdocs festival in Silver Spring, Md., and has won the Diversity Award from Media that Matters, a nonprofit Internet group that screens films about social issues. In the course of the project, Davis told BlackAmericaWeb.com, Standards of beauty kept coming up. So we started from there. | |||
IBSA is a nonprofit tax-exempt organization that provides direct employment or career counseling, micro-enterprise training & development and facilitates online continuing education courses as well as an opportunity to work towards your College Education online. These educational opportunities are provided in partnership with Gatlin Education Services. Since 1993, we have provided effective advocacy, comprehensive services to youth offenders, and counseling to the low-income aspiring entrepreneurs seeking to start or expand a business. Our online means of sharing information with agency contacts, program participants, individual donors and business partners include: 1. Receive email action-alerts, info on networking events, business promotions & periodic news on important issues. 3. Referral to useful online communities commonly referred to as eGroups and various web-based tools that can enhance your Internet experience. 4. Receive information via email about nonprofit funding or for-profit contracting opportunities. ==============================================================
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Speakers
In the past, we have attracted speakers such as Dr. Ben Chavis, KRS-One, Omar Tyree, Donna Brazille, Kevin Powell, and others. This year's inspirational speakers have experience in leadership and are change agents in their own right. They are some of the first and youngest to make strides in social activism, entertainment, politics, and business.
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Interesting article...
Community Entrepreneurship By Michael H. Shuman While the spread of nonprofit entrepreneurship training programs for low-income Americans is a hopeful sign, to truly turn around low-income communities these programs must also teach the value of local ownership and socially useful goods and services......... "If a new model of entrepreneurship that benefits the inner city is to emerge, it must come from community-minded activists, philanthropists, and small businesspeople. And while the spread of nonprofit entrepreneurial training programs for low-income Americans is a hopeful development, most of these programs still fail to link business development with community development. It's therefore all the more important that we ask tougher questions of our fellow community activists who are promoting business training for young people." http://www.nhi.org/online/issues/107/shuman.html | |||
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SnitchCraft
A novel by Edrea Davis
http://www.snitchcraft.com $14.99
ABOUT THE AUTHOR
Dogon Village Press Fiction Cover design by Jacqueline Caldwell
Email: author@snitchcraft.com Phone: (818) 613.9521
RELEASE DATE: SEPTEMBER 2006 Pre-order your autographed copy of SnitchCraft due out September 2006 | |||
| URBAN ENTREPRENEUR PARTNERSHIP LAUNCHES WITH IN-STATE REGIONAL MEETINGS
June 12, 2006 BATON ROUGE, La.- Louisiana Economic Development's (LED) Entrepreneurial Services group, working with Urban Entrepreneur Partnership Gulf Coast, Inc. (UEP), is hosting regional meetings to help bring together and develop a structure for all local entities that provide assistance to entrepreneurs and small business owners. UEP Gulf Coast is an unprecedented partnership among the Ewing Marion Kauffman Foundation, National Urban League, Business Roundtable, federal agencies (White House, SBA and others) and LED. It was formed to respond to the unique circumstances resulting from hurricanes Katrina and Rita, alleviate deficiencies in basic needs such as housing and job creation and help catalyze entrepreneurship education, research, policy development and growth throughout Louisiana. Kick-off meetings are being held state-wide to introduce UEP to local business assistance providers. During the meetings, UEP intends to learn about local providers' activities and identify their needs. To date, LED has held meetings in Lake Charles, Lafayette, Baton Rouge, Hammond, New Orleans and West Monroe. Future meetings include: Contacts Shreveport, NW LA Planning District 7 Shreveport Chamber 1st Floor Conf Rm 400 Edwards Street Shreveport, LA 71101 Central Louisiana Planning District 6 Central LA Chamber of Commerce Planning District 6 1118 Third St. Alexandria, LA 71309 Ph: 318-422-6671 Bayou Region Planning District 3 South Louisiana Economic Council (SLEC) Nicholls State University Rm 113, Betsy Cheramie Ayo Hall Thibodaux, LA 70310 Ph: 985-448-4485
### The mission of Louisiana Economic Development is to provide excellence in leadership, policy and programs to create a business climate enabling public-private linkages, which result in capital investment, a diversified economic base and quality job opportunities for all Louisiana citizens. For more information, visit www.LouisianaForward.com. | |||
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| As the saying goes, chance favors the prepared mind, or in this case, the prepared business. Louisianians learned first-hand last year that advance planning is a hurricane season imperative. One month into the 2006 Hurricane Season, businesses should ensure that they have taken necessary steps to protect their employees and their operations. Advance planning can help businesses secure property, commerce and enable them to release or evacuate employees sooner in the event of an emergency. Louisiana Economic Development recommends the following hurricane season checklist. Develop a Plan
Secure Property and Assets
Establish a Communication Protocol
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Here is an interesting article I have found at We Hold These Truths.org: http://weholdthesetruths.org/modules/news/article.php?storyid=194
Economic empowerment of the people who reside in inner cities and other black communities today demands a combination of political will, visionary thinking, and organizing acumen. It requires the resurrection of a democratic media space inside black communities where spirited intra-community discussion can take place, and in which leadership can be held to account. The business class has failed. Let's move them out of the way. | |||
| A project of the Center for Media & Community at EDC, Inc. The Digital Divide Network is the Internet's largest community for educators, activists, policy makers and concerned citizens working to bridge the digital divide. At DDN, you can build your own online community, publish a blog, share documents and discussions with colleagues, and post news, events and articles. You can also find the archived discussion lists of the DIGITAL DIVIDE listserv. Membership is free and open to all, so join today! http://www.digitaldivide.net | |||
By James Clingman Jr.
The saddest part about this issue is the fact that we could see this one coming. Now that it has hit its mark, right between our eyes, maybe the pain will be severe enough not only to get our attention but also to hold our attention long enough for us to rally our forces and fight back. The Black Hair Care Industry (BHCI) has, once again, become a hot topic among folks other than Koreans.
Now that an investigative documentary has been produced about the industry, obviously shocking Black people once again, maybe some of us will resolve to do something to reclaim at least a portion of that vertical market. After all, the last time I checked, no one is using Black hair care products except Black folks.
The documentary discloses information, none of which was news to BHCI insiders, about the ownership of stores and distribution of hair products sought and bought by Black people. The main point of the report centered on the fact that Koreans own and control, and I do mean control, the overwhelming majority of the distribution and sale of Black hair care products, which includes shampoos, conditioners, oils and creams, and those fashionable hairpieces our sisters love to wear.
http://www.emergingminds.org/magazine/content/index.php?itemid=3828
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View all of Aron Ranen's documentary on Black Hair Care Industry. If you would like to support his effort you can visit blackhairdvd.com and purchase the full Documentary DVD for $19.95.
http://www.emergingminds.org/magazine/content/index.php?itemid=3831
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By Imani Mance
Emerging Minds Magazine
This past weekend my mother came to visit and we spent a few nights staying up late with a couple of my friends laughing and joking about our childhood experiences. My friends and I are all in our mid twenties and grew up in three different parts of the country but all seemed to share similar experiences while growing up. Furthermore, when it came to material trappings we all seemed to share the same ideas about wealth, although I dont think it was something our parents taught us.
The bottom line for all of us growing up was that we didnt want to look or be poor, and as a child the only way to know if you were poor was through what your parents bought you. We can laugh now at how ridiculous we were to feel underprivileged because our parents didnt buy us the expensive clothes, school supplies and toys. We can laugh at our parents always asking us if we have some fill in the blank money for this or that. As adults we finally understand that it made no difference in the bigger scheme of things if we had the glossy Lisa Frank folders tucked away in a shiny new Trapperkeeper versus a plain purple folder in a plain three ring binder. Well, actually it did make one difference and that was to the pocketbooks of our parents.
It seems that although none of our parents taught us to value the big brand names that somehow we did anyway. I am not sure if it was television or other school children that taught us this value. However, I do know that since I was about six years old I developed the erroneous notion that generic meant poor and name brand meant rich. Furthermore, somewhere between birth and six years old I also learned that I didnt want to be thought of as poor. Given that my parents had no idea that I valued this because I wouldnt dare throw a tantrum or beg for my mom or dad to buy the name brands, how could they have possibly taught me something different?
I think the one thing that my parents and the parents of my friends could have done was explain early on what it meant to be financially responsible. I am not going to make a sweeping statement that most parents fail to educate their children about finances, but I will say that in my small microcosm of a world that I dont know of any Black people whose parents passed down significant financial knowledge to their children. I mean dont get me wrong, I knew the very basics, but I cant say that when I went off to college I had any strong financial knowledge or best practices on how to spend, save, invest and donate my money. I, like many other college students, fell into the credit card trap, didnt save any money that I earned from working and took out loans without the blink of an eye.
Fortunately, my parents did teach me enough so that I did not set myself up for financial ruin although I was not on the path to financial success either. In addition, during my senior year God sent me a blessing in the form of a man that would help me change my financial life and perspective on money. It is to his credit that I am financially stable now and on the road to building lasting wealth.
With that said if you are a parent or have younger siblings I want to encourage you to teach them how to be financially responsible as early as possible. Teach them to make a habit of saving a percentage of all the money that passes through their hands, giving a percentage of their money to charity, investing their money, and of course how to spend their money and get the best value from it. Of course you should live by example and practice these same habits, but also strive to learn more about building wealth yourself and begin to fill in the gaps that your parents may have left you.
Source: EmergingMinds.org
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Basic Office Software Training CurriculaField-Tested and Adapted by CTCs
In 2004, Microsoft released the Unlimited Potential (UP) Community Learning Curriculum. CTCNet proposed to test the curriculum by working with five CTCNet members* to review, edit as needed, and field-test the curriculum at their centers. The project and the CTCs produced 14 modified curricula adapted for specific populations that commonly attend centers. Two of the curricula are available in Spanish. These customized curricula include step-by-step training instructions and supporting student materials on the following topics.
Learn about the five participating CTCs. » Read about and download the the 14 adapted and field-tested curricula. » Request the original Microsoft UP curriculum. »
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| myVBI Member Registration
For a limited time, become a myVbi Member for FREE by completing the following information. Register below or learn more. As a member, you will receive weekly, monthly and ongoing assistance to guide all of the core operational components of your growth through a comprehensive Business Success System. Become a myVbi member today as part of our beta testing of the new Member Resource Network. Learn about and begin driving your venture success with peer-to-peer networking, virtual counseling, business development expertise, and step-by-step growth strategies. Realize the dream of doing what you love and making a living at it by accessing the high value products and services that will improve your operational efficiency and profit margin leading to long term success.
Sign Up Here! | |||
| Free Business Help
Learn about, distinguish between and access targeted free and low-cost help from a variety of public entrepreneurial assistance agencies. Your success is their success!
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